.button {
  display: inline-flex;
  min-height: 48px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 21px;
  border: 1px solid transparent;
  border-radius: 10px;
  font-family: var(--font-body);
  font-size: 14px;
  font-weight: 600;
  line-height: 20px;
  letter-spacing: .02em;
  text-decoration: none;
  cursor: pointer;
  transition: transform 160ms ease, border-color 160ms ease, background 160ms ease;
}

.button:hover {
  transform: translateY(-2px);
}

.button-primary {
  border-color: var(--sterling-gold);
  background: var(--sterling-gold);
  color: var(--sterling-bg-page);
}

.button-secondary {
  border-color: var(--sterling-border);
  background: var(--sterling-teal);
  color: var(--sterling-text-primary);
}

.button:disabled {
  cursor: not-allowed;
  opacity: .52;
  transform: none;
}

.cards-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.card,
.card-soft,
.contact-form {
  padding: 28px;
  border: 1px solid var(--sterling-border);
  border-radius: var(--radius-lg);
  background: var(--sterling-bg-card);
  color: var(--sterling-text-primary);
  box-shadow: none;
}

.card h3,
.card-soft h3,
.contact-form h2,
.contact-form h3 {
  color: var(--sterling-text-primary);
}

.card p,
.card-soft p,
.contact-form label {
  color: var(--sterling-text-secondary);
}

.split {
  align-items: start;
}

.steps {
  display: grid;
  gap: 16px;
}

.steps div {
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  gap: 16px;
  align-items: center;
  padding: 18px 20px;
  border: 1px solid var(--sterling-gold);
  border-radius: var(--radius-md);
  background: var(--sterling-bg-card);
}

.steps span {
  width: 44px;
  height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--sterling-gold);
  border-radius: 50%;
  background: transparent;
  color: var(--sterling-gold);
  font-weight: 600;
}

.check-list {
  margin: 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  margin: 12px 0;
  padding-left: 30px;
}

.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--sterling-teal-bright);
  font-weight: 700;
}

.contact-form label {
  display: grid;
  gap: 8px;
  margin-bottom: 16px;
  font-weight: 600;
}

.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  padding: 14px 16px;
  border: 1px solid var(--sterling-border);
  border-radius: var(--radius-sm);
  background: var(--sterling-bg-elevated);
  color: var(--sterling-text-primary);
}

.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
  border-color: var(--sterling-gold);
  outline: 3px solid rgba(200,184,148,.14);
}

.contact-form textarea {
  resize: vertical;
}

.checkbox-label,
.contact-form label.checkbox-label {
  display: flex;
  width: 100%;
  flex-direction: row;
  align-items: flex-start;
  justify-content: flex-start;
  gap: 10px;
  margin: 10px 0 18px;
  padding: 0;
  color: var(--sterling-text-secondary);
  font-size: .95rem;
  font-weight: 400;
  line-height: 1.45;
}

.checkbox-label input[type="checkbox"],
.contact-form label.checkbox-label input[type="checkbox"] {
  width: 18px;
  height: 18px;
  min-width: 18px;
  margin: 2px 0 0;
  padding: 0;
  flex: 0 0 18px;
  accent-color: var(--sterling-teal-bright);
  cursor: pointer;
}

.checkbox-label a,
.contact-form label.checkbox-label a {
  color: var(--sterling-gold-soft);
  font-weight: 600;
  text-underline-offset: 3px;
}

@media (max-width: 920px) {
  .cards-grid {
    grid-template-columns: 1fr;
  }
}